July 25, 2025
❗Wind-Down Plans: FCA Reveals the Gaps Firms Must Address
The FCA’s June 2025 review of e-money and payment firms found that none had wind-down plans meeting regulatory expectations. Key gaps included lack of detail, poor integration with risk frameworks, unrealistic assumptions, and no meaningful testing.
Wind-down planning plays a critical role in the licensing process. Plans must be practical, aligned with risk frameworks, and demonstrate operational maturity from day one.
At Fintheo, we take a structured, collaborative approach to ensure every plan supports long-term regulatory readiness while reinforcing governance and customer protection.
🤝 Please reach out to the Fintheo team for expert support with developing wind-down plans that meet regulatory expectations and withstand scrutiny.
Fintheo
#FCA #Compliance #RegulatorySupport #Emoney #Fintech #WindDownPlanning #RiskManagement #StrategicCompliance #Licensing
July 25, 2025
